Harris Financial Group, Inc.

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="left" valign="middle" colspan="3"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:sharris@harrisgroupinc.com"> sharris@harrisgroupinc.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p><font face="Arial, helvetica, sans - serif" size="2"><font size="4"><strong><font color="#000080">Welcome to Harris Financial Group Inc <br /> </font></strong> <br /> </font>The professionals of Harris Financial Group Inc offer comprehensive financial services and are committed to helping our clients improve their long-term financial success. Our customized programs are designed to grow, and conserve our clients’ wealth by delivering an unprecedented level of personalized service. </font></p> <p><font face="Arial, helvetica, sans - serif" size="2">We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us at <a href="mailto:sharris@harrisgroupinc.com">sharris@harrisgroupinc.com</a></font><font face="Arial, helvetica, sans - serif" size="2"> or call us at 952-841-7400. We look forward to hearing from you. </font></p> <p><font face="Arial, helvetica, sans - serif" size="2"><hr /> <p> </p> </font></p> <p><font face="Arial, helvetica, sans - serif" size="2"><strong><font color="#000080"> <table cellpadding="3" border="0"> <tbody> <tr> <td valign="top"><img height="73" alt="" hspace="5" width="113" align="left" border="0" src="/files/16592/HP_pict1.jpg" /></td> <td><strong><font color="#000080" size="2">Special Topics </font></strong> <ul> <li><font face="Arial, helvetica, sans - serif" size="2"><a href="/files/nfp/contentb477.html">Benefits </a></font></li> <li><font face="Arial, helvetica, sans - serif" size="2"><a href="/files/nfp/contentad23.html">Insurance </a></font></li> <li><font face="Arial, helvetica, sans - serif" size="2"><a href="/files/nfp/content2d2d.html">Investment </a></font></li> <li><font face="Arial, helvetica, sans - serif" size="2">More</font></li> </ul> </td> </tr> </tbody> </table> </font></strong></font> <p align="center"> </p> </p> <p> </p> <p><strong><font color="#000080"> <table cellpadding="3" border="0"> <tbody> <tr> <td valign="top"><img height="73" alt="" hspace="5" width="113" align="left" border="0" src="/files/16592/HP_pict2.jpg" /></td> <td><strong><font color="#000080" size="2">Become a Client</font></strong> <p><font face="Arial, helvetica, sans - serif" size="2">Becoming a client with us is as easy as it is rewarding. Click here to fill out our information request form and we will contact you shortly.</font></p> </td> </tr> </tbody> </table> </font></strong><hr /> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA12_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/7/TA12_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2931" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Evaluating Life Insurance Needs</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3290" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">For Better, For Worse: Communicating About Retirement </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2892" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Put It in Writing </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3064" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Tax-Efficient Investments for the Tax-Averse </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/7/TA12_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/7/TA12_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>February 08, 2012 @ 10:31 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,912.27</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 8.19</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,348.45</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 1.40</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/7/TA12_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/7/TA12_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/7/TA12_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/7/TA12_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/7/TA12_r13_c7.gif" width="211" height="14" border="0"></td> </tr> </table> </td> </tr> </table></div></body></html>